Define: WC

Quick Summary of WC

Workers’ Compensation (WC) is an insurance policy that offers benefits to employees who sustain injuries or fall ill due to their work. This coverage assists in paying for medical bills, lost income, and other expenses associated with the injury or illness.

Full Definition Of WC

Workers’ Compensation (WC) is a form of insurance that offers benefits to employees who suffer injuries or illnesses due to their job. For instance, if an employee falls off a ladder and breaks their arm, they may qualify for workers’ compensation benefits to cover medical costs and lost wages during their recovery period. This example demonstrates how workers’ compensation operates in a practical situation. The injured employee would submit a claim to their employer’s workers’ compensation insurance provider, who would then provide benefits to cover medical expenses and lost wages. This system safeguards both the employee and the employer against financial difficulties arising from workplace injuries or illnesses.


Workers’ compensation is a form of insurance that provides wage replacement and medical benefits to employees who are injured on the job.

In most cases, employees who are injured while performing their job duties are eligible for workers’ compensation benefits.

You can file a workers’ compensation claim by notifying your employer of your injury and completing the necessary paperwork.

Workers’ compensation typically covers injuries that occur while performing job-related tasks, including physical injuries, repetitive stress injuries, and occupational illnesses.

In some states, you may be able to choose your own doctor for a workers’ compensation claim, while in others, you may be required to see a doctor chosen by your employer’s insurance company.

The amount of compensation you receive for your injury will depend on the severity of your injury and the laws in your state.

It is illegal for an employer to retaliate against an employee for filing a workers’ compensation claim.

If your workers’ compensation claim is denied, you have the right to appeal the decision and seek legal representation.

The time limit for filing a workers’ compensation claim varies by state, but it is important to file your claim as soon as possible after the injury occurs.

In most cases, you can still receive workers’ compensation benefits even if you are partially at fault for your injury, as long as the injury occurred while performing your job duties.

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This site contains general legal information but does not constitute professional legal advice for your particular situation. Persuing this glossary does not create an attorney-client or legal adviser relationship. If you have specific questions, please consult a qualified attorney licensed in your jurisdiction.

This glossary post was last updated: 18th April 2024.

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