Our lives are increasingly intertwined with the digital realm. Daily, we rely on smartphones, laptops, and various gadgets for communication, banking, travel arrangements, and social interactions.
However, this reliance involves entrusting our sensitive personal data. While we understand and consent to this, have we considered what happens to this data when we’re no longer present? How will our children access our digital memories, financial assets, or entertainment libraries?
It’s time to contemplate these questions. Imagine loved ones longing to revisit shared memories captured in digital photos but unable to do so because they’re locked out of our accounts. Picture them grappling with accessing our financial resources without knowledge of banking details or account numbers. In a predominantly paperless era, how would they navigate our digital footprint?
Leaving behind your collection of 1,000 favourite songs on Spotify for your loved ones might not seem like a big deal, but it’s essential to ensure they have access to all your important digital information. Here’s a suggested checklist to help you get started:
- Bank Accounts: Provide the name of your bank and the number of accounts you own.
- Stocks and shares: List the names of your stockbroker or invested companies.
- Utility Providers: Include the names and account numbers for seamless management.
- Pensions: Specify each scheme with names and policy numbers.
- Online Gambling Accounts: Note platform names, especially if credits remain.
- Subscriptions: Detail accounts like Netflix, including relevant information.
- Mobile Phone Provider: Share the provider’s name and your account number.
- Insurance Policies: List insurers and policy account numbers.
- Photos and Videos: Mention locations and access methods for digital media.
- Social Media Accounts: Document platform names and login details.
- Email Accounts: Provide details for accessing all your email accounts.
- Digital Documents: List important files, spreadsheets, or owned website domains.
- Loyalty or Bonus Schemes: Mention any memberships and access details.
Dealing with the passing of a loved one is difficult. You’ll want to assist your next of kin in every way possible, which is why you create a will in the first place. Don’t forget to include your digital footprint—it’ll save them time and stress during this challenging period.
