Define: Automatic Cover

Automatic Cover
Automatic Cover
What is the dictionary definition of Automatic Cover?
Dictionary Definition of Automatic Cover

Automatic Cover:

Noun: A feature or mechanism designed to provide protection or concealment without the need for manual intervention or adjustment.

Example: The automatic cover on the swimming pool automatically rolls out and covers the water when not in use, providing safety and preventing debris from entering the pool.

Full Definition Of Automatic Cover

Automatic cover refers to a provision in an insurance policy that provides coverage for certain risks without the need for the insured to specifically request or apply for it. This provision is typically included in policies to ensure that the insured is protected against common risks that are inherent to the insured property or activity.

Under automatic cover, the insurance company agrees to provide coverage for specified risks without requiring the insured to take any additional steps or pay any additional premiums. The scope of automatic cover may vary depending on the type of insurance policy and the specific terms and conditions outlined in the policy document.

Automatic cover is often provided for risks that are considered standard or predictable in the insured industry or activity. For example, in property insurance, automatic cover may include protection against fire, theft, or natural disasters. In liability insurance, automatic cover may include coverage for bodily injury or property damage caused by the insured’s activities.

It is important for the insured to carefully review the terms and conditions of their insurance policy to understand the extent of automatic cover provided. While automatic cover can be convenient, it may not cover all potential risks or may have certain limitations or exclusions. In some cases, the insured may need to purchase additional coverage or endorsements to adequately protect themselves against specific risks not covered by automatic cover.

In summary, automatic cover is a provision in an insurance policy that provides coverage for certain risks without the need for the insured to specifically request or apply for it. It is important for the insured to review their policy to understand the scope and limitations of automatic cover and to consider additional coverage if necessary.

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This site contains general legal information but does not constitute professional legal advice for your particular situation. Persuing this glossary does not create an attorney-client or legal adviser relationship. If you have specific questions, please consult a qualified attorney licensed in your jurisdiction.

This glossary post was last updated: 29th March 2024.

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