Define: Debit Card

Yes, you can dispute a charge on your debit card by contacting your bank and providing evidence to support your claim.

Yes, you can use your debit card for online purchases as long as it has a Visa or Mastercard logo and is linked to a checking account.

Yes, you can request a refund for a purchase made with your debit card, but the merchant’s refund policy will apply.

If someone gains unauthorized access to your debit card information, they can potentially steal money from your account. It’s important to report any suspicious activity to your bank immediately.

Yes, you can use your debit card internationally, but you may be subject to foreign transaction fees and currency conversion fees.

Yes, you can withdraw cash from an ATM using your debit card, but you may be charged a fee if you use an out-of-network ATM.

Some banks allow you to add an authorized user to your debit card, but it’s important to check with your bank for their specific policies.

Using a debit card does not directly impact your credit score, as it is not a form of credit. To build credit, you would need to use a credit card and make timely payments.

Yes, your debit card can be declined for insufficient funds if you attempt to make a purchase or withdrawal that exceeds the available balance in your checking account.

Yes, you can and should cancel your debit card if it’s lost or stolen to prevent unauthorized use. Contact your bank immediately to report the loss and request a new card.