Define: Medicare

Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD).

Medicare covers a wide range of medical services, including hospital stays, doctor visits, preventive care, and prescription drugs.

You can enroll in Medicare by contacting the Social Security Administration or by visiting their website.

You can enroll in Medicare during the Initial Enrollment Period, which is the seven-month period that begins three months before your 65th birthday.

Medicare has four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).

The cost of Medicare varies depending on the specific plan you choose and your income level.

Yes, you can use Medicare even if you have other insurance. However, Medicare may not cover all of your medical expenses if you have other insurance.

The Medicare Advantage program is a type of Medicare plan offered by private insurance companies that provides additional benefits beyond what is covered by traditional Medicare.

The Medicare Part D “donut hole” is a coverage gap in prescription drug coverage where you are responsible for paying a larger portion of your drug costs.

Yes, you can change your Medicare plan during the Annual Enrollment Period, which runs from October 15 to December 7 each year.