Define: Parking-Lot Rule

Parking-Lot Rule
Parking-Lot Rule
Quick Summary of Parking-Lot Rule

The Parking-Lot Rule, also known as the premises rule, states that if you sustain an injury while commuting to or from work, regardless of whether you were in the parking lot or on the company’s property, your boss’s insurance will cover your medical expenses.

Full Definition Of Parking-Lot Rule

The principle of the parking-lot rule in workers’ compensation insurance stipulates that an employee is eligible for coverage for injuries sustained while on the employer’s premises during arrival or departure from work. This rule is also referred to as the premises rule. For instance, if an employee slips and falls in the company parking lot while walking to their car after work, their injuries would be covered by workers’ compensation insurance. Similarly, if an employee sustains injuries while walking from their car to the building at the beginning of their shift, their injuries would also be covered. The parking-lot rule is crucial as it guarantees that employees are safeguarded even when they are not actively working. It acknowledges that the employer has a responsibility to provide a secure environment for their employees, both inside and outside the workplace.

Parking-Lot Rule FAQ'S

The Parking-Lot Rule is a legal principle that states that accidents that occur in parking lots are typically governed by the rules of negligence, just like accidents that occur on public roads.

The responsibility for accidents in parking lots depends on the circumstances of the case. Generally, if one driver’s negligence caused the accident, they will be held responsible. However, if both drivers were negligent, liability may be shared based on the concept of comparative negligence.

Yes, you can sue someone for hitting your car in a parking lot if they were at fault for the accident. You may be entitled to compensation for property damage, medical expenses, and other losses resulting from the collision.

If your car is hit in a parking lot, you should take the following steps:

Notify your insurance company and provide them with all the necessary information.

Yes, if you hit a parked car in a parking lot, you can be held liable for the damages caused. It is important to take responsibility for your actions and provide your contact information to the owner of the parked car.

While it is unlikely to receive a ticket for a parking lot accident, it depends on the specific circumstances and local laws. If the accident involved reckless driving, driving under the influence, or other serious violations, you may be ticketed by law enforcement.

Yes, you can file an insurance claim for a parking lot accident. Contact your insurance company as soon as possible to report the incident and provide them with all the necessary information, including photos, witness statements, and the police report if applicable.

Yes, you can be sued for a parking lot accident if you were at fault for the collision. The other party may seek compensation for property damage, medical expenses, and other losses resulting from the accident.

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This site contains general legal information but does not constitute professional legal advice for your particular situation. Persuing this glossary does not create an attorney-client or legal adviser relationship. If you have specific questions, please consult a qualified attorney licensed in your jurisdiction.

This glossary post was last updated: 17th April 2024.

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