Social Security is a government program in the United States that provides financial assistance to retired and disabled individuals, as well as to the families of deceased workers. The program is funded through payroll taxes and provides monthly benefits to eligible individuals. The goal of Social Security is to provide a safety net for individuals who are no longer able to work or who have lost a loved one who was the primary breadwinner.
No, in order to be eligible for Social Security benefits, you must have earned enough credits through employment to qualify for benefits.
You can start receiving Social Security retirement benefits as early as age 62, but your monthly benefit amount will be reduced if you start before your full retirement age (which is typically between 66 and 67, depending on your birth year).
Yes, you can work and receive Social Security retirement benefits, but if you haven’t reached your full retirement age, your benefits may be reduced if your earnings exceed a certain limit. Once you reach your full retirement age, there are no earnings limits.
No, Social Security disability benefits are only available for individuals with long-term disabilities that prevent them from working for at least one year or result in death.
You can apply for Social Security benefits online at the official Social Security Administration website, by phone, or by visiting your local Social Security office.
Yes, as a surviving spouse, you may be eligible to receive Social Security survivor benefits based on your deceased spouse’s earnings record. The amount you receive will depend on various factors, including your age and the age of any dependent children.
Yes, you may be eligible to receive Social Security benefits based on your ex-spouse’s earnings record if you were married for at least 10 years, are currently unmarried, and meet certain other requirements.
Yes, you can receive Social Security benefits while still working, but if you haven’t reached your full retirement age, your benefits may be reduced if your earnings exceed a certain limit. Once you reach your full retirement age, there are no earnings limits.
Yes, if your Social Security benefits application is denied, you have the right to appeal the decision. The appeals process involves several stages, including reconsideration, a hearing before an administrative law judge, and further appeals if necessary.
In some cases, immigrants may be eligible for Social Security benefits if they have legally worked and paid Social Security taxes. Eligibility requirements may vary depending on the specific immigration status and the number of quarters of work credits earned.
This site contains general legal information but does not constitute professional legal advice for your particular situation. Persuing this glossary does not create an attorney-client or legal adviser relationship. If you have specific questions, please consult a qualified attorney licensed in your jurisdiction.
This glossary post was last updated: 13th April 2024.
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