Define: Subrogee

A subrogee is a party who has the legal right to pursue a claim or seek reimbursement on behalf of another party who has suffered a loss or damage.

Any individual, organisation, or entity that has paid for damages or losses suffered by another party can become a subrogee.

The purpose of subrogation is to allow the subrogee to recover the amount they have paid for damages or losses from the party responsible for causing those damages or losses.

When a subrogee pays for damages or losses suffered by another party, they step into the shoes of the injured party and have the right to pursue legal action against the responsible party to recover the amount paid.

Yes, insurance companies often act as subrogees when they pay for damages or losses covered under an insurance policy. They can then seek reimbursement from the responsible party.

Subrogation can apply to various types of claims, including property damage, personal injury, medical expenses, and even workers’ compensation claims.

No, subrogation can also arise in non-insurance contexts, such as when a third party pays for damages or losses on behalf of another party.

In some cases, a subrogee may be able to recover more than the amount they paid if they can prove additional damages or losses suffered by the injured party.

In most cases, a subrogee can pursue legal action without the consent of the injured party. However, it is advisable to obtain the injured party’s cooperation and consent whenever possible.

Yes, there are usually time limitations, known as statutes of limitations, within which a subrogee must file a claim. These limitations vary depending on the jurisdiction and the type of claim involved. It is important to consult with an attorney to ensure compliance with these deadlines.