Define: Survivors Benefits

Survivors benefits are typically available to the spouse, children, and in some cases, parents of a deceased individual who was receiving Social Security benefits.

The amount of survivors benefits you can receive is based on the earnings of the deceased individual. The Social Security Administration can provide specific information about the amount you may be eligible for.

In most cases, you can still receive survivors benefits if you remarry after the age of 60. However, if you remarry before the age of 60, you may not be eligible for survivors benefits.

If you were married to the deceased individual for at least 10 years, you may be eligible for survivors benefits even if you are divorced, as long as you meet certain criteria.

If you are disabled and meet the eligibility requirements, you may be able to receive survivors benefits as a disabled widow or widower.

You can apply for survivors benefits by contacting the Social Security Administration or visiting their website to complete an application.

In some cases, survivors benefits may be available even if the deceased individual did not work, as long as they were eligible for Social Security benefits at the time of their death.

Depending on your total income, a portion of your survivors benefits may be subject to federal income tax. It’s important to consult with a tax professional for specific guidance.

If you are already receiving your own Social Security benefits, you may be eligible to receive survivors benefits in addition to your own benefits, depending on your circumstances.

If you believe you are eligible for survivors benefits but have been denied, you have the right to appeal the decision. You can contact the Social Security Administration for guidance on the appeals process.