When an individual is considered wholly disabled, it implies that they lack the ability to perform essential tasks required for employment or running a business, similar to the majority of individuals.
Wholly disabled is an adjective used in insurance to describe a person who is incapable of carrying out the important and necessary tasks required for their job or business in the usual and customary way. For example, a construction worker who has lost both arms in an accident and is unable to operate machinery or lift heavy objects is considered wholly disabled. Similarly, a musician who has lost their hearing and is unable to hear or play music is also considered wholly disabled. These examples demonstrate how a person’s disability can prevent them from performing the essential duties of their job or business, rendering them wholly disabled and unable to work in their chosen field.
Being wholly disabled refers to a condition where an individual is completely unable to perform any substantial gainful activity due to physical or mental impairments.
To qualify for disability benefits, you must meet the eligibility criteria set by the Social Security Administration (SSA). This includes having a severe impairment that is expected to last for at least 12 months or result in death, and being unable to engage in any substantial gainful activity.
If you are able to engage in substantial gainful activity, even on a part-time basis, you may not be considered wholly disabled. The SSA has specific income limits and guidelines to determine eligibility for disability benefits.
There is no specific list of disabilities that are considered wholly disabling. The SSA evaluates each case individually, considering the severity of the impairment and its impact on the individual’s ability to work.
The time it takes to get approved for disability benefits can vary depending on various factors, such as the complexity of your case and the backlog of applications. On average, it can take several months to over a year to receive a decision.
If you have never worked or paid into the Social Security system, you may not be eligible for Social Security Disability Insurance (SSDI) benefits. However, you may still be eligible for Supplemental Security Income (SSI) benefits, which are based on financial need.
Disability benefits are generally intended for individuals with long-term or permanent disabilities. If your condition is temporary and not expected to last for at least 12 months, you may not qualify for disability benefits.
Receiving workers’ compensation or other disability benefits does not automatically disqualify you from receiving Social Security disability benefits. However, the amount of your disability benefits may be offset or reduced based on the other benefits you receive.
Yes, if your initial application for disability benefits is denied, you have the right to appeal the decision. It is recommended to seek legal assistance from an attorney specializing in disability law to navigate the appeals process effectively.
Yes, disability benefits can be terminated if the SSA determines that your medical condition has improved to the point where you are no longer considered wholly disabled. However, the SSA conducts periodic reviews to assess ongoing eligibility, and you have the right to appeal any termination decision.
This site contains general legal information but does not constitute professional legal advice for your particular situation. Persuing this glossary does not create an attorney-client or legal adviser relationship. If you have specific questions, please consult a qualified attorney licensed in your jurisdiction.
This glossary post was last updated: 16th April 2024.
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- Page URL:https://dlssolicitors.com/define/wholly-disabled/
- Modern Language Association (MLA):Wholly Disabled. dlssolicitors.com. DLS Solicitors. May 09 2024 https://dlssolicitors.com/define/wholly-disabled/.
- Chicago Manual of Style (CMS):Wholly Disabled. dlssolicitors.com. DLS Solicitors. https://dlssolicitors.com/define/wholly-disabled/ (accessed: May 09 2024).
- American Psychological Association (APA):Wholly Disabled. dlssolicitors.com. Retrieved May 09 2024, from dlssolicitors.com website: https://dlssolicitors.com/define/wholly-disabled/
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