Define: Care Custody And Control

CCC refers to the legal responsibility and liability that an individual or business assumes when they have temporary possession or control over someone else’s property or assets.

Any individual or business that has temporary possession or control over someone else’s property, such as a pet sitter, valet parking service, or storage facility, may need CCC coverage.

CCC insurance typically covers the legal liability of the insured for any damage or loss that occurs to the property they have care, custody, or control over. This can include damage caused by fire, theft, vandalism, or negligence.

No, CCC coverage is typically not included in a general liability insurance policy. It is a separate coverage that needs to be specifically added or purchased as an endorsement.

The amount of CCC coverage needed depends on the value of the property you have care, custody, or control over. It is important to accurately assess the potential risks and value of the property to determine the appropriate coverage limit.

Yes, as the party with care, custody, or control over the property, you can be held liable for damage or loss even if it was not directly your fault. CCC coverage helps protect you from such liability.

No, CCC coverage is specific to the insured party and cannot be transferred to another individual or business. Each party responsible for the care, custody, or control of the property needs to have their own CCC coverage.

Yes, some insurance providers offer short-term CCC coverage for specific events or projects. This allows you to obtain coverage only for the duration of the event or project, rather than a long-term policy.

You can obtain CCC coverage by contacting an insurance agent or broker who specialises in commercial insurance. They can help assess your specific needs and provide you with appropriate coverage options.