Define: Oasdhi

OASDHI stands for Old-Age, Survivors, and Disability Insurance. It is a federal program in the United States that provides financial benefits to retired, disabled, and surviving individuals and their dependents.

To be eligible for OASDHI benefits, you must have earned enough credits through paying Social Security taxes during your working years. Generally, you need to have earned at least 40 credits, with a maximum of four credits earned per year.

You can apply for OASDHI benefits by visiting your local Social Security Administration office, calling their toll-free number, or applying online through their website. You will need to provide various documents and information, such as your Social Security number, birth certificate, and employment history.

The age at which you can start receiving OASDHI benefits depends on your birth year. Currently, the full retirement age is 66 for those born between 1943 and 1954, and it gradually increases to 67 for those born in 1960 or later. However, you can choose to start receiving reduced benefits as early as age 62.

Yes, you can work while receiving OASDHI benefits. However, if you have not reached the full retirement age, your benefits may be reduced if your earnings exceed a certain limit. Once you reach the full retirement age, there are no limits on your earnings.

If you become disabled before reaching the full retirement age, you may be eligible for Social Security Disability Insurance (SSDI) benefits. These benefits are based on your work history and the severity of your disability. You will need to meet specific criteria to qualify for SSDI.

Yes, if your spouse passes away, you may be eligible for survivor benefits based on their work record. The amount you receive will depend on various factors, such as your age, the age of your spouse at the time of their death, and your marital status.

Yes, OASDHI benefits can be subject to federal income tax if your total income exceeds a certain threshold. The exact amount of taxable benefits will depend on your overall income and filing status.

In most cases, you can still receive OASDHI benefits if you live outside the United States. However, there are certain countries where the Social Security Administration does not send payments. It is important to inform the Social Security Administration if you plan to move or reside outside the country.

Yes, if you disagree with a decision made by the Social Security Administration regarding your OASDHI benefits, you have the right to appeal. You can request a reconsideration, a hearing before an administrative law judge, and further appeals if necessary. It is advisable to seek legal assistance to navigate the appeals process effectively.